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Evaluating the performance of investments is entirely dependent on your point of comparison. Are you evaluating it against your own financial goals, the market, inflation or maybe other investment managers? Your chosen frame of reference is known as a benchmark and performance can now be defined by two categories, namely, outperformance and underperformance. Outperformance is associated with investments that...
It's so adorable, we can hardly bear it. Folks, felt crafts just don't get any sweeter than this. Maker extraordinaire Dyan Heffner showed us how to DIY these pinecone bears, and we're completely obsessed. Look at their little noses! Plus, they only take a few minutes to create, and we guarantee your kids will adore them. 1. Gather Your Materials These...
It's so adorable, we can hardly bear it. Folks, felt crafts just don't get any sweeter than this. Maker extraordinaire Dyan Heffner showed us how to DIY these pinecone bears, and we're completely obsessed. Look at their little noses! Plus, they only take a few minutes to create, and we guarantee your kids will adore them. 1. Gather Your Materials These...
It's so adorable, we can hardly bear it. Folks, felt crafts just don't get any sweeter than this. Maker extraordinaire Dyan Heffner showed us how to DIY these pinecone bears, and we're completely obsessed. Look at their little noses! Plus, they only take a few minutes to create, and we guarantee your kids will adore them. 1. Gather Your Materials These...

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It's so adorable, we can hardly bear it. Folks, felt crafts just don't get any sweeter than this. Maker extraordinaire Dyan Heffner showed us how to DIY these pinecone bears, and we're completely obsessed. Look at their little noses! Plus, they only take a few minutes to create, and we guarantee your kids will adore them. 1. Gather Your Materials These...
It's so adorable, we can hardly bear it. Folks, felt crafts just don't get any sweeter than this. Maker extraordinaire Dyan Heffner showed us how to DIY these pinecone bears, and we're completely obsessed. Look at their little noses! Plus, they only take a few minutes to create, and we guarantee your kids will adore them. 1. Gather Your Materials These...
It's so adorable, we can hardly bear it. Folks, felt crafts just don't get any sweeter than this. Maker extraordinaire Dyan Heffner showed us how to DIY these pinecone bears, and we're completely obsessed. Look at their little noses! Plus, they only take a few minutes to create, and we guarantee your kids will adore them. 1. Gather Your Materials These...
It's so adorable, we can hardly bear it. Folks, felt crafts just don't get any sweeter than this. Maker extraordinaire Dyan Heffner showed us how to DIY these pinecone bears, and we're completely obsessed. Look at their little noses! Plus, they only take a few minutes to create, and we guarantee your kids will adore them. 1. Gather Your Materials These...
It's so adorable, we can hardly bear it. Folks, felt crafts just don't get any sweeter than this. Maker extraordinaire Dyan Heffner showed us how to DIY these pinecone bears, and we're completely obsessed. Look at their little noses! Plus, they only take a few minutes to create, and we guarantee your kids will adore them. 1. Gather Your Materials These...
It's so adorable, we can hardly bear it. Folks, felt crafts just don't get any sweeter than this. Maker extraordinaire Dyan Heffner showed us how to DIY these pinecone bears, and we're completely obsessed. Look at their little noses! Plus, they only take a few minutes to create, and we guarantee your kids will adore them. 1. Gather Your Materials These...